Winter Prep Tips for a Safe and Cozy Home

As the leaves fall and temperatures drop, it's time to prepare our homes for winter. Like you, we know keeping your home safe and warm is a top priority as winter looms. By taking a few proactive steps now, you can prevent stress and avoid costly insurance claims down the road.

Boost Indoor Air Quality

Improve the air you breathe by using HEPA filters to capture viruses and particles. Alternatively, opt for MERV 13+ filters to tackle dust and allergens. These filters can be installed in HVAC systems or used in portable air purifiers.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste, making them invaluable during winter. Keep your home cozy by setting the temperature between 68°F and 70°F while at home.

Sealing Gaps Around Windows and Doors

A simple yet effective way to retain heat and cut energy costs is sealing gaps around windows and doors. Small fixes can make a big difference in keeping the cold out and the warmth in.

Clean Out Gutters

Prepare your gutters by clearing out leaves and debris before the snow arrives. This will help prevent ice dams and water backups that can lead to damage.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and your valuables. This documentation streamlines insurance claims if needed.

Insulate Exposed Pipes

Protect your pipes from freezing and bursting, particularly those in basements or exterior walls. Taking time to insulate now can save you from major headaches and repair costs later.

Schedule a Heating System Checkup

Annual inspections are key to avoiding surprise breakdowns during cold snaps. Schedule a checkup to keep your heating system in peak condition.

Clear and Check Solar Panels

Don’t forget to activate winter modes and routinely clear snow from your solar panels after storms to maintain their efficiency.

Even completing a few of these steps can significantly impact how well your home weathers the winter. The effort to stay proactive ensures you're always ready for what inclement weather brings. Remember, it’s never too late to get started.

We invite you to discuss your homeowners insurance policy with us. Especially if you’re unsure what your coverage entails during winter weather events. Stay safe and enjoy the season knowing your home is prepared.